My daughter always says to me, “Let’s use the good stuff “, meaning the good china and dishes. I have some great new fine china that I bought at an estate auction and we are certainly enjoying using it this summer.
As the cost of an evening out continues to grow, so does the trend of staying home to entertain family and friends. If you’re a budget-conscious consumer, you don’t have to spend a fortune to dazzle your guests; experts say you can get some of the best summer decorating ideas from Mother Nature.
‘So many of us work really hard on our flower gardens and unfortunately those tender blossoms just don’t last all that long,’ says Keith Winkler, design expert at Replacements, Ltd., billed as the world’s largest supplier of old and new china, crystal, silver and collectibles. ‘Whether you have large flower beds or just a window box, it’s very easy to let nature be your guide and take advantage of the vibrant seasonal colors and textures by adding flowers and other greenery to your dinner table.’

Think fresh
Summer decorating can go way beyond simply picking a bouquet for your favorite vase. Winkler says with a little creativity you can come up with ideas as fresh as your summer flowers. Start by looking for the beautiful things blooming in your yard and work those into your table setting.
‘You can easily incorporate pieces of your china pattern as well by filling a soup tureen or other large serving pieces with water and floating fragrant blossoms such as gardenias, magnolias or peonies,’ Winkler says. ‘This will create great ambiance by filling your house with a lovely summer smell.’
Another suggestion is to tie cut flowers to colorful fabric napkins with ribbon or twine, or even wrapping running vines like ivy, jasmine or honeysuckle around candle sticks. You can also fill unused tea cups or crystal pieces with colorful blossoms to use at each individual place setting, or arrange candles and flowers on cake stands to use as table centerpieces or in any room of your home. If you live near a lake or the ocean, use sand, shells, driftwood or other materials found along the water’s edge.
Go green
Leaves, fern fronds and other greenery also make great accents. Winkler says another quick summer decorating trick is to take a pretty variegated leaf from a plant such as a hosta and lay it flat on a dinner plate, then place a clear glass luncheon or salad plate over the leaf to place food on. You can use various colored plates, leaves or flowers to create different looks for each guest.
Head outdoors
Why stay inside when you can go directly to Mother Nature?
‘So many people are trapped in the mindset that fine china should only be used for formal meals around the dining room table,’ says Jill Slatter, Replacements’ etiquette expert. ‘That’s just so limiting. You can have fantastic alfresco entertaining such as a beautiful dinner at sunset or under the stars simply by using ‘your good stuff’ outdoors.’
Slatter suggests even using nature as a theme for summer dinner parties. She says you can find thousands of patterns inspired by nature, or add to your own from the company’s inventory of more than 13 million pieces.
Don’t know the pattern name? Take advantage of the Replacements’ free pattern identification service. You can find more decorating tips at Replacements.com.
We love to light the citronella tiki torches and sit by the lake after the bar-b-que, kayaking, and fishing and enjoy the campfire (if cool enough) and the singing to our friends guitar. Our friend’s love to be outdoors in the spring, summer, and autumn. What a great, fun way to entertain.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: Entertain with your fine china, summer entertaining, Use Mother Nature and your Fine china to entertain, Use Mother Nature to decorate for entertaining
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The 2010 Games and the Host City-Lexington, KY
The podcast of the June Community Forum for the 2010 Alltech FEI World Equestrian Games is now available online. Listen here to learn more about the progress of the World Games 2010 Foundation and the plans for downtown Lexington.
The Panel included Lexington Mayor Jim Newberry and Krista Greathouse, the WEG liaison from the city, as well as Jamie Link, Foundation CEO, and Mary Wathen, Foundation Director of Community Relations and Protocol.
Lexington community members, business owners, and reporters all posted questions to the panel. Topics discussed included transportation of horses, athletes and spectators, progress on Games and Spotlight Lexington projects; and the overall impact the 2010 Alltech FEI World Equestrian Games will leave on Kentucky. Everyone on the panel agreed the Games provide an unprecedented opportunity to promote the city and encourage visitors to return.

Lastly, the panel discussed the official Trade Show of the Games, located on the Kentucky Horse Park during the 16 days of competition. Link reported that more than 170 vendors have already reserved booth spaces and the Foundation is actively seeking to fill 300 spaces within the Trade Show venue.
The World Games 2010 Foundation would like to thank Tom Martin of Business Lexington for monitoring the forum. In addition, the Foundation would like to thank Horse Radio Network and Glenn Herbert for producing the podcast.
Read more at www.alltechfeigames.com
If you would like to rent a home during the games in Lexington, KY, please contact me at the email address below.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: Alltech 2010 FEI World Equestrian Games, Buy Second Home in Lexington, KY Equestrian Games, KY Homes, Lexington, Lexington KY Horse Capital
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Economic uncertainty has many families skipping expensive vacations and opting for so-called “staycations” in their own backyards. They’re cooking, camping and enjoying outdoor activities right at home, making their lawns the perfect spot for an oasis of fun and relaxation.
Because people are spending more time around their homes, there is a renewed emphasis on the health, maintenance and vitality of grass, trees, flowers, shrubs and other plants and natural areas in the yard. Rising sales at garden centers for items like shrubbery, decorative accessories, fertilizers and pesticides show that consumers are creating inviting, usable lawn and landscape environments.
The benefits of healthy lawns and landscapes are numerous. Trees, shrubbery and plants can create a private and tranquil personal retreat. Well-maintained green spaces have been proven to lower blood pressure, reduce muscle tension related to stress, and reduce feelings of fear, anger and aggression. Lush lawns act as a soft cushion for play areas, remove dust, dirt and allergens from the air, and can significantly decrease carbon dioxide levels. Lawns also act as a filter to help improve water quality by reducing erosion and absorbing runoff so it doesn’t find its way into the gutter and eventually into public drinking water and other sources.
‘When healthy and functioning at their best, lawns and natural areas provide a limitless array of benefits for individuals, communities and the environment,’ says Allen James, president of RISE (Responsible Industry for a Sound Environment) — a national organization representing the manufacturers, formulators and distributors of pesticide and fertilizer products. ‘To reach their full potential and keep them free from harmful pests, many lawns and landscapes require the judicious and responsible use of fertilizer and pesticide products. Especially as people are spending more time in their yards, using these products as directed to grow healthy plants and protect against potential pest threats is increasingly important.’
While this is the time of year when people can enjoy their lawns and other outdoor settings with pets, family and friends, it is also important to remember that encounters with certain common pests are more frequent during warmer weather. Tick activity and the prevalence of Lyme disease, as reported by the Centers for Disease Control and Prevention (CDC), is especially high during summer months. According to information from the CDC Web site, approximately 75 percent of all reported cases are acquired from ticks picked up during activities in back yards and around home. Lyme disease is an increasingly common problem, now documented in 49 states as well as parts of Canada, Europe and Asia, and the number of positive cases here in the United States is on the rise. In the 15 year span from 1992 to 2007, CDC reports of Lyme disease across the nation have steadily increased from approximately 10,000 cases per year to more than 27,000 cases nationally.
Though Lyme disease and similar pest-related health risks are a problem, paying attention and taking a few simple, preventative steps can help homeowners and their families reduce the risk of these pest dangers that affect millions of Americans each year.
‘Human health conditions like Lyme disease, West Nile virus and others are spread and transmitted through the bites of ticks, mosquitoes and other pests we encounter in our backyards almost every day,’ James says. ‘Taking the time to eliminate high grass, standing water and other potential pest habitats is a very simple, very effective measure for reducing the prevalence of these unwelcome and unhealthy annoyances.
‘Also, insecticide sprays can be applied to turf, plantings and natural areas,’ he adds. ‘As for personal protection, applying insect repellents and inspecting ourselves and our children regularly and thoroughly after having been outside are some simple precautions that go a long way toward preventing many of these common, but serious health risks.’
By taking the proper precautions and a few easy steps to maintain a healthy, vibrant and pest-free yard, it is easy to create an enjoyable, usable backyard oasis for outdoor fun all year long.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: backyard oasis, enjoy your own backyard, Enjoy your yard this summer, making your Lawn an Outdoor Oasis, stay close to home and enjoy, staying home
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10 Top Summer Hotspots
Travelocity’s most recent summer travel data reveals some domestic destinations have increased in popularity despite many travelers reducing their vacation budgets. In Travelocity’s most recent poll, one-third of respondents reported a reduced summer vacation budget as compared to last year. These summer hotspots will benefit from an increase in popularity, despite a troubled economy.
In an analysis of the top 25 destinations for summer travel, Travelocity editors identified the 10 domestic summer hotspots with the largest share increases when compared to 2008. What makes them so popular now? These destinations have some of the steepest drops in airfare in the country and vacation deals are plentiful.
With hotel rates down in most places–in some cases as much as 30 percent–travelers will have no trouble finding deals in these destinations for their summer vacations. Airfare also continues to drop with an average domestic summer fare of $299, 17% less than last year.
“With travelers expected to take more domestic trips this summer these cities and their tourism businesses will benefit from a surge in popularity,” said Amy Ziff, Travelocity editor-at-large.
Top 10 Summer Hotspots Include:
| Destination |
|
Share Increase |
| Minneapolis / St. Paul |
|
13% |
| Salt Lake City |
|
13% |
| San Francisco |
|
12% |
| Las Vegas |
|
11% |
| Seattle |
|
11% |
| Chicago |
|
10% |
| Washington, D.C. |
|
10% |
| Portland (OR) |
|
9% |
| San Diego |
|
8% |
| Boston |
|
7% |
Where are these destinations luring visitors away from? Some of the country’s closest neighbors have lost visitor share this summer: Canada (down 8%), Mexico (down 19%) and the Caribbean (down 21%).
Be sure to check out some of the local real estate while travelling this summer. If you need a referral to see some local real estate while you are in a great place, call me first and I will have one for you if I cannot do it myself !!!
Remember, all real estate may be local, but not all buyers are local !!!!
Take me for instance, I have two beautiful granddaughters in Chicago.!! Why would I want to travel to Chicago or buy a second home in Chicago. Remember about housing affordabilty. If you have some extra cash, buy now!!!
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: 10 Top Summer Hotspots for Travel, Add new tag, check out local real estate, Travel in the U.S. this summer
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Advantages Move-Up Buyers Have in a Down Market
Potential home buyers who aren’t eligible for the $8,000 first-time home buyer tax credit because they currently own a home actually have what could be an even bigger advantage - the opportunity to buy a new home that is bigger and better than they could have just a year or two before. Now may be an ideal time for any family looking to upgrade from their starter home to one more suited to their current or future needs. Buyers are able to get more home for their money by taking advantage of current prices and interest rates, along with the bargaining power that comes from the large number of homes on the market.
Here are the top five reasons current home owners should consider upgrading to their dream home:, which means you can buy more house than you could a year ago - for the same monthly mortgage payment.
1. Interest rates are at historic lows
2. Prices have come down. Even if your current home is worth less than during the last housing market peak, your dream home is likely more affordable too.
3. There are plenty of homes on the market right now, both new construction and existing, giving you lots of choice-and negotiating power.
4. You can move in to your new home faster, as many builders either have completed homes in inventory or they can start work right away due to the production slowdown.
5. You may have outgrown your home, but it’s probably someone else’s ideal starter home. With the $8,000 tax credit expiring Nov. 30, now is the time to market your home to first-time buyers.
The current housing market offers unprecedented opportunities for first-time and move-up buyers alike. For more information on the $8,000 first-time home buyer tax credit, go to www.federalhousingtaxcredit.com.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: 5 reasons to move up, moving up in a down market, upgrade to your dream home
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Can You Benefit from the New Mortgage Rescue Plan?
If your income has slipped and making your mortgage payments has been getting tougher lately, you are not alone. But a little simple math will tell you if you might benefit from the Obama administration’s $75 billion plan to provide more affordable mortgage terms to those who qualify.
Available now to eligible homeowners, the Homeowner Affordability and Stability Plan is designed to assist not just families who are already in foreclosure, but also those families who are struggling to keep up their payments even though, as President Obama said, “they played by the rules.”
The plan has two parts. One provides for low-cost refinancing for mortgage holders who otherwise would not qualify for a new loan because their home has lost value since they purchased it – and the loan must be a conforming loan held by Fannie Mae or Freddie Mac..
The second part offers loan modification – such as a lowered interest rate – for those who are behind on payments or who are at risk of doing so because their mortgage payments amount to more than 31% of their gross monthly income.
In other words, you may be eligible for low cost refinancing if:
- You owe up to 105% of what your home is currently worth.
You may qualify for loan modification if:
- You are spending more than 31% of your gross monthly income on mortgage payments.
- To be eligible, the home must be the owner’s primary residence, although properties with ups to four units will qualify as long as the owner resides in one of them.
Qualifying homeowners have until June 2010 to apply for refinancing, and until December 2012 for loan modification. If you think you may be eligible, or need more information, check with your financial advisor for details, or e-mail me for some more details at maryanne@maryannesimmons.com
Visit my website www.maryannesimmons.com for tons of Real Estate Q and A’s. Short sales Q and A’s. and to find listings for sale from Lexington, KY, to Myrtle Beach, SC, to Ashville, NC, to Oriental, NC, to Miami and SE FL, to Paris, France !!!! See listings around the world in 13 langauages !!! Check our properties For Lease from Lexington, KY to vacation rentals in NC and FL and SC and TN !!! Maximize Your Moments using our Premier Consierge Service or find out how to have our TEAM Real Estate stage or merchandise your home for sale.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: how can you benefit from the New Mortgage Rescue Plan, loan modifications, low-cost refinancing
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The warm weather, longer daylight hours, and blooming tree buds can mean only one thing: summer has finally arrived. Now, with winter behind us, it’s the perfect time to head outdoors and freshen up the yard. Beautify your landscape with these easy tips:
Add a “Recession Garden” - An estimated 43 million people are expected to grow their own fruits, vegetables, herbs and berries this year. Growing your own produce can save your family a large amount of money on groceries each year, and some say that fresh, homegrown fruits and veggies taste better than those purchased at the store.
Befriend the Birds - Consider including a birdhouse, birdfeeder or birdbath in your landscape this summer. Not only will it lead beautiful wildlife to your yard, but it will also serve as a nice decoration. If you’re on a budget this year, you can easily make a homemade birdfeeder by rolling a pinecone in peanut butter and birdseed.
Plant a Family Tree - Enrich your family ties (and your soil) with a tree that the whole family can plant together. Apple trees and mulberry trees look great in the yard and provide a shady spot for relatives and friends. Try planting one of these trees to commemorate your household’s next special occasion, like a birth or a wedding.
Tackle Yard Work With Ease - With all the lifting, hauling and digging, yard work can be a heavy load to bear. The wheelbarrow is a great tool as it helps lighten the burden for homeowners, as more weight is distributed to the wheels, instead of the user.
Take the Natural Approach - If you’re looking for an alternative to pesticide, consider planting some natural repellants to keep insects at bay. For example, mint can be used to ward off ants, and garlic can do the same for Japanese beetles. These additions will blend in nicely when planted among the flowers and vegetables in your garden, and they’ll also provide lots of flavor to spring and summer recipes.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: Landscaping your home, Lawn and Garden Tips, Your Home, Your Yard
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Previously, first time buyers would not be receiving their $8000 credit until filing their tax returns, until now. The Federal Housing Administration just announced that they would allow lenders to use the first time buyer credit as a portion or all of a buyers down payment at the closing table.
Shaun Donovan, secretary of the U.S. Dept. of Housing and Urban Development addressed a group of Realtors at the NAR mid year meeting and had some other positive things to speak about. “Since January we’ve seen both home sales moving up and down around a relatively stable number and we are seeing the first signs that the rapid decline in home prices is starting to abate.” He also commented that the overall market was beginning to stabilize.
This is great news, both as a first time homebuyer, and as a seller looking to sell and move up. The first time market will continue to purchase, thus allowing the buy up seller to spend in a higher price point. To read the full story, click here.
To find out if you qualify for the first time buyer tax credit, or to help with pricing your home for a quick sell, contact us today at maryanne@maryannesimmons.com or kkarls@atproperties.com .
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: First time Home buyer tax credit, Latest news for first time home buyer, TAX CREDIT USED AS A DOWNPAYMENT, tax credit used as downpayment
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My husband says I am the most positive person he has ever known, and many say I am an eternal optimist.
Well maybe I am-and i love it. It beats the heck out of the opposite attitude.
Okay, so our whole Team (ChicagoLand Team Karls and MaryAnne Simmons TEAM Real Estate) posted on our blogs on Feb. 09, 2009 .about this seasoned 30 yr. economist predicting a market turnaround by May 15th, 2009.
I LIKE it and I am going to post it again, and I AM believing it !!!!! What about you ??
Here it is -AGAIN !!!!
Well according to seasoned economist James F. Smith, at Parsec Financial, we should be looking at better days coming this Spring. His predictions are that the housing market will be the first to rebound (which should get a nice shot in the arm once the new $15000 homebuyer stimulus credit is finalized), and then the vehicle market, followed by consumer confidence and small businesses.
Smith is attributing the doom and gloom attitude to the “herd instinct.” He suggests that the trillions of dollars on the market sidelines, pent up consumer demand, and the likely stimulus package that Obama is pushing for will pull the economy out of this supposed recession by May 15th. With 30 plus years experience and a strong track record, he could be on to something here.

If we really are creatures of habit, lets join his herd and get excited. This market will be booming again by mid-May. To see the full story in the Chicago Tribune click here. If you have questions about the housing market, or are looking to buy or sell a home, please don’t wait. Contact us today at:
www.kjPremier.com or www.PremierRealEstateAndHomeServices.com
maryanne@maryannesimmons.com or kkarls@atproperties.com
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
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The Luxury Institute has just released its 2009 Luxury Brand Status Index (LBSI) survey, which identifies the top brands based on the ratings of wealthy consumers.
Which luxury home appliances brands deliver the best combination of quality, exclusivity, customer experience and peer prestige? High net-worth consumers rated Wolf, Viking and Sub-Zero the “Best of the Best” among the 20 brands that were rated.
In the bath fixtures category, Hansgrohe, Showhouse by Moen and Franke were rated the top three among 16 brands.
Here’s a link to the Luxury Institute press release.
Mary Anne Simmons, TEAM Real Estate, Premier Real Estate & Home Services, serving you in 6 states (FL, KY, TN, AL, NC, SC), www.PremierRealEstateAndHomeServices.com, maryanne@maryannesimmons.com
and
Kelly Karls, TEAM Real Estate, @properties Sales and Marketing, serving ChicagoLand, Blog:kjPremier.com, www.ChicagoHomeConnection.com, kkarls@atproperties.com
Helping You Make Wise Real Estate Decisions
Tags: 2009 Luxury Brand Status Index, Best of the Best in Luxury appliances, Certified Consumer Real Estate Consultant, Kuxury Home Appliances, Luxury bath Fixtures, Luxury Home Appliances, Luxury survey, real estate market news, The Luxury Institute
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